Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2. What are your monthly long-term obligations?

 

2a. Monthly auto loan payments:

$

2b. Monthly credit card payments:

$

2c. Other monthly obligations: (such as student loans, alimony, child support, and other personal loans):

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
Joel A. Beyer, Inc.
145 South Fig Street, Suite B • Escondido, CA • 92025
Phone: (800) 726-2650 • Fax: (760) 788-9112
• joel@joelbeyer.com

Securities, financial planning and investment advisory services offered through Financial Advisers of America, LLC, an SEC Registered Investment Advisor and Registered Broker-Dealer, Member FINRA/SIPC. Joel Beyer, Inc. and Financial Advisers of America, LLC are separate and unaffiliated companies. CA life insurance license #0776081. Branch Office: 145 South Fig Street, Suite B, Escondido, CA92025. Phone (800) 726-2650.
 
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