Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Joel A. Beyer, Inc.
145 South Fig Street, Suite B • Escondido, CA • 92025
Phone: (800) 726-2650 • Fax: (760) 788-9112
• joel@joelbeyer.com

Securities, financial planning and investment advisory services offered through Financial Advisers of America, LLC, an SEC Registered Investment Advisor and Registered Broker-Dealer, Member FINRA/SIPC. Joel Beyer, Inc. and Financial Advisers of America, LLC are separate and unaffiliated companies. CA life insurance license #0776081. Branch Office: 145 South Fig Street, Suite B, Escondido, CA92025. Phone (800) 726-2650.
 
Past performance never guarantees future results. Inherent in any individual security, investment product or investment management program is the potential for profits as well as the risk of loss. No one can consistently predict, time or control market conditions or investment performance. Consult your financial advisor and other professional advisors before making any financial decision or taking any investment action. The information and web-site links we provide are strictly a courtesy. When you link to any of the web-sites provided here, you are leaving our domain. We make no representation to the completeness or accuracy of information provided at these sites. We are not liable for any direct or indirect technical or system issues or consequences arising out of your access to or use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you are leaving our domain and assume total responsibility and risk for your use of the sites you link to. The term ‘comprehensive’ means wide in scope, not all inclusive.
 
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